Discovering & Managing Payment Options

Reshaping How Merchants Manage Payments on Woo

I redesigned payment settings to enhance the merchant experience in managing multiple third-party payment providers.
Discovering & Managing Payment Options.

Business challenge

Merchants on WooCommerce lacked an intuitive way to discover, configure, and manage third-party payment methods. This not only made it harder for merchants to experiment with and adopt the best-fit options for their stores. The inconsistent display of payment options negatively impacted trust and conversion. The challenge was to redesign WooPayments settings to empower merchants with flexible control, improve discoverability, and create a more polished, trustworthy payment experience for end customers.

Objective

Redesign the WooPayments settings to streamline how merchants discover, activate, and manage multiple payment methods. Enabling flexibility to test what works best, while ensuring a clean, trustworthy checkout experience for customers.

Questions

Identify the problem

As part of the design process, I used 5 Whys method to uncover the root causes behind the lack an intuitive experience for discovering, configuring, and managing third-party payment methods. As well as the inconsistent display of payment options that can affect customer trust.

How to approach

Data and Gap analysis

I conducted user testing and a gap analysis to evaluate the existing payment settings and payment button appearances across WooPayments and third-party providers to identify key areas for improvement:
Evaluate the existing payment settings across WooPayments.
  • Poor discoverability
    The Payment section is buried within a tab alongside other settings, making it hard for merchants to find.
  • Lack of guidance
    WooPayments isn’t clearly presented as the primary payment option, and there’s no clear starting point. Call to action are scattered throughout the page, making setup feel overwhelming and disorganized.
Gap Analysis With Industry Standards From Platforms.
To better understand the pain points in managing third-party payment options, I conducted a questionnaire with 50 merchants who had recently uninstalled at least one third-party payment method from their WooCommerce store.
Which factors influenced your decision to disable certain third-party payment methods? (Merchants could select more than one)
  • Inconsistent button UI and layout that affected store trustworthiness and conversions - 38 responses (76%)
  • Redundant setup steps or confusing configuration flow - 31 responses (62%)
  • Limited customization or branding options for payment buttons - 27 responses (54%)
  • High transaction fees or unclear fee structure - 25 responses (50%)
  • Lack of reliable support or documentation - 21 responses (42%)
The top reason, reported by 76% of merchants was inconsistent design and placement of payment buttons, which negatively impacted their store’s visual consistency and customer trust. This finding validated the need for a more unified, customizable UI for payment options in WooCommerce.
The next two most common reasons, redundant setup steps or confusing configuration flows and limited customization or branding options for payment buttons highlighted critical pain points for merchants. These validated the need for clear configuration standards and simplified setup experience for managing payment methods.

How might we streamline the experience for merchants discover, configure, and manage multiple payment options?

To address this, I proposed a redesigned payment settings experience for WooCommerce that includes WooCommerce settings, WooPayments overview, and a simplified way to enable additional method.
Settings Overview Design of WooCommerce Plugin.

Settings Overview

Introduces a 4-column grid layout to improve discoverability, featuring payment icons and brief descriptions that making it easier for merchants to quickly locate the payment settings.
Payments Settings to Set Up WooPayments.

Payments Settings

Offered a simplified, action-oriented interface that encourages merchants to set up WooPayments first, followed by easy access to enabling other payment options.
Enable Additional Payment Methods on WooCommerce.

Enable Additional Payment Methods

Allow merchants to activate multiple third-party payment providers at once, reducing friction and saving setup time.

How might we reduce friction by unifying settings across different payment providers into a more intuitive and centralized interface?

To simplify the configuration process, I proposed a unified payment settings experience within the block editor. This approach enables merchants to manage branding, layout, size, theme, and positioning for all payment methods in one centralized interface. Ensuring consistency in how payment options appear across pages (single product, cart, and checkout).
A Unified Payment Settings Experience Within The Block Editor.

Payment Button Order

Within the block editor, merchants can easily reorder payment buttons by dragging either the payment list or the button preview of selected page. They can also choose to hide specific enabled payment methods as needed.
Payment Button Order Within The Block Editor.

Button Appearance

Merchants can customize the look and feel of payment buttons across their store directly within the block editor. Available configuration options include:
  • Button branding and label style (Only Icon, “Buy with”, “Pay with”, “Continue with”)
  • Layout (Horizontal or Vertical)
  • Size (Small, Default, Large)
  • Theme (Dark or Light)

How might we standardize the display of payment buttons to build customer trust and improve visual consistency across storefronts?

To simplify the configuration process, I proposed a unified payment settings experience within the block editor. This approach enables merchants to manage branding, layout, size, theme, and positioning for all payment methods in one centralized interface. Ensuring consistency in how payment options appear across pages (single product, cart, and checkout).
Button UI Specifications Across Three Sizes (Small, Default, and Large).

Button UI Specifications

Based on competitive analysis, I examine button UI specifications across three sizes (small, default, and large). To improve visibility, I adjusted the default button height to 48px and proposed adaptive sizing to accommodate variations across different store themes and third-party payment requirements.
Two Shape Options: Rectangular and Pill-Shaped.Button UI Styles to Ensure Visibility Across Diverse Store Themes.

Button UI Styles

To ensure visibility and consistency across diverse store themes, I proposed a set of button styles-including dark, light, and light with outline, along with two shape options: rectangular and pill-shaped. These variations offer design flexibility while maintaining a cohesive and trustworthy payment experience.

Impacts

By redesigning payment settings and standardizing button appearance across themes, along with introducing customization tool for layout, size, and branding. WooCommerce now offers a more intuitive and consistent payment experience. These improvements led to 54% reduction in merchant churn related to disabling third-party payment methods.
Contact me

Ready to Collaborate?
Let’s Connect 🚀

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.